Terms of Use

By accessing or using the WiseOnWheels platform in any manner, including but not limited to browsing the website, submitting forms, or creating an account, you confirm that you have read, understood, and agree to be bound by these Terms of Use in their entirety.

These terms constitute a legally binding agreement between you and WiseOnWheels. If you are using the platform on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization to these terms.

Your continued use of the platform following any modifications to these terms constitutes acceptance of those changes. Bookmarking this page for regular review is recommended.

WiseOnWheels grants you a limited, non-exclusive, non-transferable license to access and use the platform for personal, non-commercial purposes in accordance with these terms. You may browse content, explore insurance guidance resources, and interact with the available tools for your own informational use.

You agree not to use the platform for any unlawful purpose or in a way that could damage, disable, overburden, or impair the platform's systems. Prohibited activities include, but are not limited to: attempting to gain unauthorized access to any part of the platform, using automated tools to scrape or extract data, transmitting malicious code, or impersonating another person or entity.

You are responsible for ensuring that your use of the platform complies with all applicable local, state, and federal laws and regulations. WiseOnWheels reserves the right to suspend or terminate access to any user who violates these terms.

To access certain features of the WiseOnWheels platform, you may be required to create an account. When registering, you agree to provide accurate, current, and complete information and to keep that information updated as necessary.

You are solely responsible for maintaining the confidentiality of your account credentials, including your password. You agree not to share your login information with any third party and to notify WiseOnWheels immediately if you suspect unauthorized access to your account.

WiseOnWheels reserves the right to refuse registration, cancel accounts, or remove content at its sole discretion when a user is determined to have violated these terms or to be engaged in activity that is harmful to the platform, other users, or third parties.

All content available on the WiseOnWheels platform, including but not limited to text, graphics, logos, images, icons, page layouts, software, and other materials, is the exclusive property of WiseOnWheels or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.

The WiseOnWheels name, logo, and all related marks, product names, and slogans are trademarks of WiseOnWheels. You may not use any of these marks without prior written consent from WiseOnWheels.

You may not reproduce, modify, distribute, transmit, display, publish, or create derivative works from any content on this platform without express written authorization from WiseOnWheels. Unauthorized use may result in legal action.

WiseOnWheels is an informational guidance platform designed to help drivers explore and understand auto insurance options. The content provided on this platform is for general informational purposes only and does not constitute professional legal, financial, or insurance advice.

WiseOnWheels makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of any information provided on the platform. Insurance products, coverage terms, and eligibility requirements vary by provider, state, and individual circumstances.

You should always consult with a licensed insurance professional before making any coverage decisions. WiseOnWheels is not a licensed insurance provider, broker, or agent and does not sell or underwrite insurance policies.

To the fullest extent permitted by applicable law, WiseOnWheels and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of, or inability to use, the platform or its content.

This includes, without limitation, damages for loss of profits, revenue, data, goodwill, or other intangible losses, even if WiseOnWheels has been advised of the possibility of such damages. Total liability to you for any claims arising under these terms shall not exceed the greater of the amounts paid by you to WiseOnWheels in the past twelve months or one hundred dollars ($100).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability, so some of the above limitations may not apply to you. In such cases, liability will be limited to the maximum extent permitted by applicable law.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Houston, Texas.

You agree to submit to the personal jurisdiction of courts located within Houston, Texas for the purpose of litigating any such claims or disputes. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

WiseOnWheels reserves the right to modify, revise, or update these Terms of Use at any time at its sole discretion. When changes are made, the effective date at the top of this page will be updated and, where appropriate, registered users will be notified via email or a prominent notice on the platform.

Your continued access to or use of the WiseOnWheels platform after any such changes constitutes your acceptance of the new terms. If you do not agree to the modified terms, you must discontinue your use of the platform and, if applicable, close your account.

Please review these terms periodically to stay informed about any updates. It is your responsibility to check for changes each time you use the platform.

If you have any questions or concerns about these Terms of Use, or if you need to report a potential violation, please reach out using the details below. Clarifications are gladly provided.